Privacy Policy

1.1 Who We Are

FinSpyne is a Chartered Accountant-led financial services firm registered in India, with offices in Sirsa (Haryana) and Gurugram (Haryana).

We provide:

• Income Tax Filing
• GST Compliance
• Accounting & Bookkeeping
• ROC / MCA Filings
• Firm Incorporation
• Financial Planning
• Insurance Advisory Services

References to “FinSpyne”, “we”, “us”, or “our” refer to the firm and its authorised team members.

For privacy-related queries, contact us at: finspyne@gmail.com

1.2 Information We Collect

1.2.1 Information You Provide Directly

• Full name, email address, mobile number, and city/state
• PAN number for identification and filing purposes
• Aadhaar number where legally required
• Income details, GST records, investments, and bank statements
• Documents such as Form 16, invoices, certificates, etc.
• Communication through WhatsApp, email, or the platform

Retention Periods by Document Type

• Tax Documents: Minimum 8 years
• GST Documents: Minimum 6 years
• ROC & Company Documents: Minimum 8 years
• Identity & Financial Planning Documents: Active account + 3 years
• CA Certificates: Permanently retained for verification

Payment transactions are securely processed through Razorpay. We do not store your banking or card credentials.

1.2.2 Information Collected Automatically

• Browser type, IP address, and device information
• Login timestamps and session activity
• Cookies to improve user experience and security

1.3 How We Use Your Information

• Create and manage your FinSpyne profile
• File Income Tax, GST, ROC/MCA, and compliance documents
• Issue CA Certified ITR Certificates
• Send reminders, updates, and deadline notifications
• Process payments for services rendered
• Provide customer support
• Improve platform functionality and performance
• Comply with applicable Indian laws and regulations

1.4 Legal Basis for Processing

• Contractual Necessity — to deliver requested services
• Legal Obligation — compliance with Indian laws
• Legitimate Interest — maintaining secure operations
• Consent — where explicitly provided by users

1.5 Data Sharing and Disclosure

We do not sell your personal information to third parties.

Your information may only be shared with:

• Government portals including Income Tax Department, GSTN, and MCA
• Payment gateway providers such as Razorpay
• Email/SMS providers for OTPs and service notifications
• Legal authorities where required by law

For insurance advisory services, documents are shared directly by you with the selected insurer.

1.6 Data Retention

Your personal data is retained while your FinSpyne account remains active. Certain compliance and financial records may be retained for a minimum of 8 years as required under Indian laws.

Upon account deletion requests, data not legally required will be removed within 30 days.

1.7 Data Security

FinSpyne follows industry-standard security practices to protect your personal and financial data.

• Encrypted data storage on secure infrastructure
• SSL/TLS encryption across finspyne.com
• Restricted access for authorised team members only
• Regular vulnerability checks and security reviews

1.8 Your Rights

• Access the personal data we hold about you
• Correct or update your information
• Request deletion of your account and data
• Request data portability in standard formats
• Withdraw consent for marketing communications

To exercise your rights, contact: finspyne@gmail.com

1.9 Cookies

FinSpyne uses cookies to maintain login sessions, remember preferences, and analyse website usage.

You may disable cookies through your browser settings, though some features may not function properly.

We do not use third-party advertising cookies.

1.10 Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Material changes will be communicated through email or dashboard notifications.

Continued use of FinSpyne services after updates constitutes acceptance of the revised policy.